Homewise has access to a broad panel of banks and specialist lenders, giving you more choice and greater flexibility when finding the right home loan solution.
At Homewise, we believe that the right loan starts with the right lender. That's why we work with a broad panel of Australia's leading banks, specialist lenders, and non-bank financial institutions to help match you with a solution that fits your goals, circumstances, and budget.
Whether you're buying your first home, refinancing an existing mortgage, investing in property, building a new home, or navigating the unique challenges of self-employment, we have access to a wide range of lending options. Our lender panel includes many of Australia's most trusted financial institutions, along with specialist lenders who can assist borrowers with complex income structures, growing businesses, low deposits, or unique lending requirements.
Unlike going directly to a single bank, Homewise compares loan products from across our lending panel to help identify competitive interest rates, flexible features, and lending policies that suit your situation. With access to lenders ranging from major banks such as Commonwealth Bank, Westpac, St.George, NAB and ANZ, through to specialist lenders including Macquarie, ubank, Pepper Money, Bankwest, Resimac and many others, we're committed to finding a solution tailored to your needs.
Our extensive lender network allows us to support:
First home buyers
Self-employed borrowers
Property investors
Refinancers
Construction and renovation loans
Low deposit borrowers
Professionals and high-income earners
SMSF lending and specialist lending scenarios
Why Use a Mortgage Broker Instead of Going Directly to a Bank?
When you approach a bank directly, you're limited to the products and policies offered by that one lender. While that may seem convenient, it often means you're not seeing the full range of options available in the market.
A mortgage broker works differently. At Homewise, we compare home loans from a broad panel of banks and specialist lenders to help find a solution that's tailored to your needs and financial goals. Rather than spending hours researching lenders yourself, we do the legwork for you.
More Choice, Better Outcomes
Every lender has different interest rates, lending policies, fees and approval criteria. A loan that suits one borrower may not be the best fit for another.
By comparing multiple lenders, a mortgage broker can help you:
Access a wider range of home loan options
Compare competitive interest rates and loan features
Find lenders that suit your unique circumstances
Navigate complex lending requirements
Save time by completing a single application process
Receive expert guidance throughout the home loan journey
Banks Don't Always Offer Their Best Deal Upfront
Many lenders have pricing discretion, meaning there can be room to negotiate on interest rates and fees. Experienced mortgage brokers understand lender policies and pricing structures and can often identify opportunities that borrowers may not be aware of when approaching a bank directly.
Support for More Complex Borrowing Scenarios
Not every borrower fits neatly into a bank's standard lending criteria. If you're self-employed, purchasing your first home, building a property portfolio, refinancing, or have non-traditional income sources, a broker can help identify lenders that are more likely to support your situation.
The Homewise Difference
At Homewise, our focus is simple: finding the right loan for you. With access to a wide panel of leading Australian banks and specialist lenders, we provide expert guidance, personalised advice and ongoing support to help you make confident borrowing decisions.
Homewise works with a broad panel of Australian lenders including Commonwealth Bank, Westpac, St.George, ANZ, NAB, Macquarie Bank, ubank, ING, Bankwest, Suncorp, Resimac, ME P&N Bank, Liberty, Pepper Money, and many other leading banks and specialist lenders.
We with Australia’s best lenders
